Licensed in 20 U.S. states
Industries we serve
Daniels Health Advisors is licensed in 20 U.S. states. Our home base is Central Florida, and our help is free. Pick your line of work to get started.
Licensed in 20 U.S. states · Paul Daniels, NPN 20986580 · FL license G065122
Skilled trades
- HVAC techs and owners Health coverage for you and your family, whether you work for a shop or run your own.
- Electricians Personal and family health plans for electricians, apprentices, and one-person shops.
- Plumbers Health insurance for plumbers, pipefitters, and their families.
- Lawn care and landscapers Personal and family health insurance for lawn care owners, landscapers, and crews.
- Contractors and builders Personal and family health plans for GCs, builders, and 1099 subs.
- Carpenters Health coverage for framers, finish carpenters, and cabinet makers.
- Painters Personal and family health plans for house painters and painting contractors.
- Mechanics and auto techs Personal and family health plans for auto techs, mobile mechanics, and shop owners.
Sales & healthcare pros
- Real estate agents and brokers Health coverage for you and your family when you are paid by commission.
- Travel nurses Health coverage for you and your family between contracts, across state lines, or in place of an agency plan.
- Insurance agents Health coverage for 1099 insurance agents, independent producers, and their families.
- Chiropractors Health coverage for chiropractors in solo practice, on a 1099, or with staff.
Beauty & personal care
Transportation
Home & personal services
- House cleaners Health coverage for house cleaners, app-based cleaners, and cleaning business owners.
- Caregivers and home health aides Personal and family health plans for agency, registry, private-hire, and family caregivers.
- Nannies and household workers Health coverage for nannies and household workers, through a job plan or the Marketplace.
Creative & media
Professional services
- Attorneys and small law firms Personal and family health plans for solo counsel, partners, and associates without a firm plan.
- Consultants and advisors Personal and family health plans for independent consultants, analysts, and LLC or S-corp owners.
- Sole proprietors Personal and family health plans for one-owner businesses with no employees.
- Entrepreneurs and founders Health coverage for you and your family from the first year of a new business to the first hire.
- Young adults Health insurance for a first plan on your own, a new job with no plan, or life after a parent's plan.
- College and grad students Compare a school plan, a parent's plan, and a Marketplace plan.
- Part-time workers Health coverage options when your job does not offer a plan to part-time staff.
- Domestic partners Health coverage options for unmarried couples, through a job plan or the Marketplace.
- After a divorce Health coverage when a divorce or legal separation ends your spouse's plan.
- Single mothers Health coverage for single moms and their kids on one household income.
- Pastors and ministers Health coverage for pastors, ministers, and small-church staff.
- Nonprofits SHOP plans, HRAs, and the tax credit for small tax-exempt employers.
- Veterans and families How VA coverage fits with Marketplace and private plans for your household.
Dental, vision & care needs
- Dental insurance Dental inside a health plan, a separate Marketplace plan, or a stand-alone policy.
- Vision insurance Eye exams, glasses, and contacts, and where a vision plan comes from.
- Mental health and therapy What plans cover for therapy and how to keep your therapist in network.
- Women's health coverage Preventive care, birth control, and maternity in the plans you compare.
Plan types
- Low deductible health insurance Gold, Platinum, and Silver plans with extra savings, and how to compare the full yearly cost.
- High deductible health plans (HDHP) What an HDHP is, the HSA limits, and who an HDHP fits.
- EPO plans How an EPO compares with PPO, HMO, and POS networks.
- Health insurance cost in Florida 2027 Florida premiums by county, age, and tax credit.
- HMO plans How HMO networks, referrals, and service areas work, plus Florida HMO rules.
- POS plans What a point of service plan is and the closest matches sold in Florida.
- Major medical health insurance What counts as comprehensive, ACA-compliant coverage and what doesn't.
- Prior authorization When a plan needs to approve care first, and what to do after a denial.
- Explanation of benefits How to read an EOB line by line and match it to your bill.
- Drug formulary How to check a plan's drug list, tiers, and limits before you enroll.
Need life insurance too? We help with term and permanent life insurance in states where we are licensed for life insurance. See life insurance for the self-employed or life insurance for business owners.