Central Florida · Independent brokerage

Health Insurance Broker in Orlando

Local licensed help comparing ACA Marketplace options for your Orlando-area zip—through HealthCare.gov—without steering you to one carrier.

One licensed agent. No spam. No guaranteed savings.

Serving Orlando, Winter Park, and Orange County. Zip-based Marketplace plans—always verify doctors and hospitals for your address.

Local coverage paths

  • ACA Marketplace

    Florida uses HealthCare.gov. Open Enrollment, special enrollment, and subsidy screening with a licensed local agent. Marketplace plans are real insurance.

    Florida Marketplace guide
  • Small group / ICHRA

    Orlando-area employers comparing fully insured small-group or Individual Coverage HRA options.

    Small-group & ICHRA

Looking for nationwide private PPO instead? (self-employed / low subsidy)

Medicare help — coming soon. Request a quote and note Medicare.

  • Paul Daniels · NPN 20986580
  • Independent—not a single carrier site
  • Florida Marketplace expertise (HealthCare.gov)
  • Clear explanations—you choose.

How it works

  1. Share your zip & household

    Start at Check my options (/health-quote/?offer=fl) or book a short call.

  2. We compare what’s offered

    Plans and networks vary by Orange County zip and year—we confirm what is available for your address.

  3. Enroll the right way

    Marketplace enrollment still runs through HealthCare.gov when required. No “best plan” promise.

Common questions

Does Florida use HealthCare.gov?
Yes. There is no separate Florida state exchange for ACA individual and family plans.
Do you guarantee lower premiums?
No. We never guarantee savings or name a “best” plan. The right plan depends on your doctors, drugs, budget, and eligibility.
Can you help with Medicare in Orlando?
Medicare pages are on hold until appointments are confirmed. Request a quote and note Medicare—we help where appointed and licensed.
What if I need nationwide PPO instead?
That’s the nationwide private PPO path. Use the secondary link to nationwide private PPO—not the primary path on this Florida lander.

Ready for an Orlando-area coverage review?

Tell us who needs coverage and your zip—we’ll outline realistic Marketplace options.

Check my options Get a quote

Daniels Health Advisors LLC is an independent insurance brokerage (NPN 20986580 · FL/CA G065122), Orlando, FL. Not a government agency, HealthCare.gov, CMS, or a carrier. Marketplace plans are real insurance. Availability and benefits vary by zip and year. Nothing here guarantees savings, approval, or medical/legal advice. Medicare enrollment help is offered only where appointed and licensed.