The downtown Columbus, Ohio, skyline over the Scioto River

Columbus · Franklin County, Ohio

Columbus, Ohio health insurance broker. For people who want coverage for mental health care.

Free help for people in Columbus, Ohio, who see a counselor or therapist, or want to start. Want to know what a plan covers and what you'd pay per visit? We compare HealthCare.gov plans for your Columbus ZIP code. We are licensed in Ohio.

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Photo: "Downtown Columbus View from Main St Bridge - edit1" by Paul Wasneski, via Wikimedia Commons, marked as public domain by its author on Flickr (Public Domain Mark). Perspective-corrected edit by Bammesk on Wikimedia Commons. Cropped, resized, and converted to WebP. Modified from the original.

Questions we hear

Counseling or therapy
in your plan?

Half of Columbus residents are younger than about 33, the Census Bureau reports. People asking about mental health coverage here ask us these.

“Do Marketplace plans cover therapy?”

Under current law, yes. HealthCare.gov says every Marketplace plan covers mental health and substance use care, including counseling and therapy.

“Will my counselor be in network?”

It depends on the plan. Each one has its own list of counselors and therapists. We look up yours by name in each plan.

“What will a visit cost me?”

That depends on the plan's copay or coinsurance and its deductible. We show the cost of a counseling visit for each plan you compare.

Columbus, OH by the numbers

Ohio's capital
on the Scioto River.

Columbus is the capital of Ohio and its biggest city. It sits on the Scioto River and is the seat of Franklin County. These figures come from the Census Bureau.

About 915,000

people live in Columbus, OH, by 2020-2024 Census numbers.

$66,082

is the typical Columbus household income.

About 44 in 100

of Columbus homes are owned by those who live there.

About 33

is the middle age of Columbus residents.

About 18 in 100

of Columbus workers work at home most days.

About 11 in 100

of Columbus residents under 65 were not covered.

About 6 in 100

of Columbus adults 19-64 were covered only by a plan they paid for.

Source for Columbus, Ohio: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates (tables B01003, B19013, B25003, B01002, B08301, B27010). Your plans, prices, and tax credit depend on your ZIP code, household, and income.

Paul DanielsLicensed health advisor · NPN 20986580

How we help

Mental health help
in Columbus.

We compare Ohio plans from more than one insurer by the care you use. That means therapy visits, any medicine, and the yearly limit on what you pay.

If you see a psychiatrist as well as a counselor, we check both. A plan can include one and not the other in its network.

If you are in care right now, ask us about timing. A switch to a new plan can change which counselors are in network.

Columbus plans each have their own hospitals and care teams. We check the ones you use now.

Help for people who want mental health coverage
Licensed in 20 U.S. states · Agent NPN 20986580
You do not pay us for our help. We are paid by the insurance companies when you enroll. Your price for a plan is the same whether you use us or sign up on your own. Commissions can differ by company.

How it works

Three steps
for your care.

Your care team

Counselors, therapists, and other doctors.

Your medicine

Each drug you take, by name and dose.

Cost per visit

Copays and the yearly limit, plan by plan.

Book a 15-minute call

Free · No obligation · About a 15-minute call

What you get

A plan that covers
the care you use.

You'll know what your care will cost before you choose. After our call, you'll have:

Ohio plans for your Columbus ZIP code, checked for your counselor
Your drugs, looked up on each plan's drug list
The cost of a therapy visit in each plan
December 15, 2026, as your last day to choose for a January 1, 2027 start

Straight answers

Columbus health insurance questions.

When is open enrollment for 2027 in Ohio?

Ohio residents use HealthCare.gov. As of October 30, 2026, HealthCare.gov says 2027 open enrollment runs from November 1, 2026, to January 15, 2027. A court case about these dates, City of Columbus v. Kennedy, is still in the courts. Check HealthCare.gov for the latest dates. This is a national case about federal sign-up dates. It is not a local Columbus matter. Choose by December 15 to be covered January 1, or by January 15 for February 1.

Did Ohio expand Medicaid?

Yes. As of October 30, 2026, KFF lists Ohio as adopting the ACA Medicaid expansion, starting January 1, 2014. The Ohio Department of Medicaid runs the program.

Can a plan cap my mental health benefits?

Under current law, Marketplace plans can't set yearly or lifetime dollar limits on essential health benefits. That includes mental health and substance use care.

Is this page for Columbus, Ohio?

Yes. It's for Columbus, Ohio, the state capital, not Columbus, Georgia. The city is the seat of Franklin County.

Are mental health conditions treated as pre-existing?

Under current law, a Marketplace plan can't turn you down or charge you more for any condition you had before, including mental health conditions.

What county is Columbus, OH, in?

Most of Columbus is in Franklin County, Ohio. Small parts reach into Delaware and Fairfield Counties.

What should I have ready?

Your ZIP code, your 2027 income estimate, and the names of your counselor, doctors, and drugs.

Do plans cover substance use treatment?

Under current law, yes. HealthCare.gov says all Marketplace plans must cover substance use disorder treatment.

Open enrollment starts November 1

Comparing plans in Columbus, OH?

Check your mental health coverage on a free 15-minute call, or start a quote online. Whichever you like.

Book a 15-minute call Get a quote online

By the Daniels Health Advisors team (agent NPN 20986580). Local facts checked October 30, 2026.

Disclaimer

Daniels Health Advisors LLC is an independent insurance brokerage—not HealthCare.gov, CMS, a state agency, a state insurance department, or an insurance company. Availability, premiums, networks, deductibles, and subsidies vary by zip, household, and plan year. Nothing here is medical, legal, or tax advice, or a guarantee of savings, approval, any-doctor access, or a “best” plan. For tax questions, talk with a tax professional. Official: HealthCare.gov. To check an agent's license, contact your state's insurance department. Columbus / Franklin County, Ohio.

Columbus, Ohio health insurance broker. For people who want coverage for mental health care.

Counseling or therapyin your plan?

Ohio's capitalon the Scioto River.

Mental health helpin Columbus.

Three stepsfor your care.

A plan that coversthe care you use.