The downtown Austin, Texas, skyline above Lady Bird Lake on a sunny day

Austin · Travis County, Texas

Austin health insurance broker. For remote workers with no job plan.

Free help for Austin people who work from home and buy their own coverage. Doing contract work for a company in another state, running a laptop business, or working at a small startup with no health plan? We compare HealthCare.gov plans for your Austin ZIP code. We are licensed in Texas.

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Photo: "Austin August 2019 24 (skyline and Lady Bird Lake)" by Michael Barera, via Wikimedia Commons, licensed under CC BY-SA 4.0. Cropped, resized, and converted to WebP. Modified from the original. This edited version is also licensed under CC BY-SA 4.0.

Questions we hear

Remote job,
no health plan?

About 31 in 100 Austin workers mostly work from home, per the Census Bureau. Remote workers here often ask us these.

“My company is based in another state. Where do I buy a plan?”

Where you live is what counts. If Austin is home, you shop for a Texas plan, even if your boss is in another state.

“I'm paid as a contractor. Can I still get help with the cost?”

Many contractors can get a tax credit. It is based on your expected income for the year and the size of your household.

“I travel a few weeks a year. Am I covered on the road?”

Under current law, Marketplace plans cover emergency care anywhere in the U.S. Checkups and routine visits usually need to be in your plan's network near home.

Austin by the numbers

The Texas capital,
in Travis County.

Austin is mostly in Travis County. The Census Bureau provides these figures.

About 980,000

people live in Austin, per Census estimates for 2020-2024.

$93,658

was Austin's median household income.

About 43 in 100

of Austin homes are lived in by their owners.

About 35

is the median age in Austin.

About 31 in 100

of Austin workers mostly work from home.

About 14 in 100

of Austin residents under 65 had no coverage.

About 10 in 100

of Austin adults 19-64 had only a plan they bought.

Source for Austin: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates (tables B01003, B19013, B25003, B01002, B08301, B27010). Your plans, prices, and tax credit depend on your ZIP code, household, and income.

Paul DanielsLicensed health advisor · NPN 20986580

How we help

Work-from-home help
in Austin.

We are not tied to one insurer, so we can set Texas plans next to each other. We show the monthly price after any tax credit, plus what you could pay in a year with lots of care.

Some remote jobs give you money toward a health plan instead of a group plan. That kind of offer can change your tax credit, so we look at it with you.

If you work for a startup too small to offer a group plan, a plan you buy yourself stays with you if you change jobs.

Some Austin plans use a smaller group of doctors. We check which clinics near you are in each one.

Help for remote and home-based workers
Licensed in 20 U.S. states · Agent NPN 20986580
You do not pay us for our help. We are paid by the insurance companies when you enroll. Your price for a plan is the same whether you use us or sign up on your own. Commissions can differ by company.

How it works

Three steps
for remote workers.

Your home ZIP

Where you live in the Austin area, plus ages.

Your 2027 income

Paychecks, contract pay, and side work.

Compare and decide

Plans, prices, and your doctors side by side.

Book a 15-minute call

Free · No obligation · About a 15-minute call

What you get

A plan for a job
with no office.

Your plan can fit the way you work now. After our call, you'll have:

A list of Texas plans for your Austin ZIP code
An estimate of your 2027 tax credit
Your doctors and drugs checked plan by plan
A plan to sign up by December 15, 2026, for a January 1, 2027, start

Straight answers

Austin health insurance questions.

When is open enrollment in Texas for 2027?

Texans sign up on HealthCare.gov. As of October 26, 2026, HealthCare.gov says open enrollment for 2027 runs from November 1, 2026, through January 15, 2027. A court case about these dates, City of Columbus v. Kennedy, is still on appeal, with argument set for October 30, 2026. Confirm the dates before you enroll. Pick a plan by December 15 for coverage that starts January 1.

Has Texas expanded Medicaid?

No. As of October 26, 2026, KFF lists Texas as a state that has not adopted the ACA Medicaid expansion. Children and some parents with very low incomes may still qualify for Medicaid or CHIP.

Does my company's location change my price?

No. Plan prices depend on things like your age, your home ZIP code, and the plan you pick. Where your company is located is not one of them.

Can I keep my plan if I move away from Austin?

A move to another state usually means a new plan there. A move inside Texas can change your plan list too. Moving often opens a 60-day window to choose again.

What if my remote job adds a health plan later?

You can usually end your own plan when the job plan starts. Tell HealthCare.gov so any tax credit stops on time.

Is Austin in one county?

No. Most of Austin is in Travis County, and parts reach into Williamson and Hays Counties.

What should I have ready for the call?

Your home ZIP code, an estimate of your 2027 income, and a list of your doctors and drugs.

Is there a Texas penalty for no coverage?

As of October 26, 2026, under current law, Texas has no state penalty and there is no federal one.

Open enrollment starts November 1

Comparing plans in Austin?

Go over your options on a free 15-minute call, or start a quote online. It's your call.

Book a 15-minute call Get a quote online

By the Daniels Health Advisors team (agent NPN 20986580). Local facts checked October 26, 2026.

Disclaimer

Daniels Health Advisors LLC is an independent insurance brokerage—not HealthCare.gov, CMS, a state agency, a state insurance department, or an insurance company. Availability, premiums, networks, deductibles, and subsidies vary by zip, household, and plan year. Nothing here is medical, legal, or tax advice, or a guarantee of savings, approval, any-doctor access, or a “best” plan. For tax questions, talk with a tax professional. Official: HealthCare.gov. To check an agent's license, contact your state's insurance department. Austin / Travis, Williamson, and Hays Counties, Texas.

Austin health insurance broker. For remote workers with no job plan.

Remote job,no health plan?

The Texas capital,in Travis County.

Work-from-home helpin Austin.

Three stepsfor remote workers.

A plan for a jobwith no office.